Summary of Benefits

The City of Coeur d'Alene offers a comprehensive benefit package designed to provide employees, and their families, with a broad range of employer and employee paid benefit options. Eligibility for the following benefits may vary depending on the employee's employment category or classification and whether they are part-time or full-time employees.

Public Employees Retirement System of Idaho (PERSI)- the state retirement plan is required for employees who are scheduled to work at least 20 hours per week for more than 5 months. The employee contribution for general employees is currently 6.79% and is deducted from each paycheck. The employer contribution is currently 11.32%. The employee contribution for police and fire employees is currently 8.36% and the employer contribution for police is currently 11.66% and fire is 16.66%. PERSI also offers death and disability benefits.

Medical- The City of Coeur d'Alene offers two plans with Regence Blue Shield of Idaho. The plan includes vision and prescription drug coverage. Employees choosing to waive medical coverage will receive a monthly contribution into their HRA VEBA plan.

Dental- Two dentals plans are available which include a traditional fee for service plan, Blue Cross of Idaho, and a Dental Maintenance Organization (DMO) plan, Willamette Dental, with low co-pays per visit. Orthodontia benefits are available with Willamette dental.

Group Life/AD&D- A term life, accidental death and dismemberment (AD&D) and a line of duty death insurance policy is employer-paid for eligible employees. The employee may purchase additional term life insurance coverage through payroll deduction.

Long Term Disability- A salary replacement policy for a disability sustained is paid for by the city. Benefits are payable at approximately 60% of the employee's earnings prior to the disability. Coverage lasts until the employee returns to work or reaches social security eligibility.

Flexible Spending Accounts (FSA)- Employees may contribute money on a pre-tax basis to a "Medical Expense Spending Account" to pay for out-of-pocket medical/dental expenses not covered by insurance and a "Dependent Care Reimbursement Account" to pay for childcare expenses. 

Health Reimbursement Arrangement (HRA)- The HRA VEBA Plan is a pre-retirement and post-retirement health reimbursement arrangement. The city makes tax-free contributions into the eligible employee's account on a monthly basis.

Tax Deferred, 457 or 401k Plans- Eligible employees may elect to contribute pre-tax deductions for these retirement savings plans.

Employee Assistance Program (EAP)- Comprehensive program that provides face-to-face assessment and counseling. 

Vacation & Sick Leave- Hours based on employee classification accrual rates and hours worked (see chart below).

Holidays-  The city recognizes 11 paid holidays.

Tuition Reimbursement- Reimbursement within the constraints of the budget to employees for approved job-related educational courses at accredited colleges, universities and work-force centers.

Wellness Program - Program sponsoring ongoing wellness events including educational information, wellness contests, and flu shots.

Vacation and Sick hours are earned at the following rate:

        All Benefited Employees (except fire and department heads):

First through third year of service - Eight (8) hours for each month of service
Fourth through fifth year of service -Twelve (12) hours for each month of service
Sixth through tenth year of service - Sixteen (16) hours for each month of service
After ten (10) or more years of service - Twenty (20) hours for each month of service

Sick hours are earned at 10 hours per month.


Fire Employees (40 hours per week) and Department Heads

First through third year of service
- Eight (8) hours for each month of service
Fourth through tenth year of service Twelve (12) hours for each month of service
Eleventh through fifteen years of service - Sixteen (16) hours for each month of service
After fifteen (15) or more years of service - Twenty (20) hours for each month of service

Sick hours are earned at 10 hours per month.


Fire Employees (56 hours per week)

First through third year of service - Twelve (12) hours for each month of service
Fourth through tenth year of service Eighteen (18) hours for each month of service
Eleventh through fifteen years of service - Twenty-two (22) hours for each month of service
After fifteen (15) or more years of service - Twenty-four (24) hours for each month of service

Sick hours are earned at 24 hours per month.