Summary of Benefits


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The City of Coeur d'Alene offers a comprehensive benefit package designed to provide employees, and their families, with a broad range of employer and employee paid benefit options. Eligibility for the following benefits may vary depending on the employee's employment category or classification and whether they are part-time or full-time employees.

Public Employees Retirement System of Idaho (PERSI) - the state retirement plan is required for employees who are scheduled to work at least 20 hours per week for more than 5 months. The employee contribution for general employees is currently 6.23% and is deducted from each paycheck. The employer contribution is currently 10.39%. The employee contribution for police and fire employees is currently 7.65% and the employer contribution is currently 10.73%. PERSI also offers death and disability benefits.

Medical - The City of Coeur d'Alene offers three medical plans to choose from with Group Health Options. All three plans include vision and prescription drug coverage. Employees choosing to waive medical coverage will receive a contribution into their HRA VEBA account.

Dental - Two dentals plans are available which include a traditional fee for service plan and a Dental Maintenance Organization (DMO) plan with low copays per visit. Orthodontia benefits are available through one of the plans.

Group Life/AD&D - A term life and accidental death and dismemberment (AD&D) insurance policy is employer-paid for eligible employees. The employee may purchase additional term life insurance coverage through payroll deduction.

Long Term Disability - A salary replacement policy for a disability sustained is paid for by the city. Benefits are payable at approximately 60% of the employee's earnings prior to the disability. Coverage lasts until the employee returns to work or reaches social security eligibility.

Flexible Spending Accounts (FSA) - Two tax savings accounts are available: a "Medical Expense Spending Account" to pay for out-of-pocket medical/dental expenses not covered by insurance and a "Dependent Care Reimbursement Account" to pay for childcare expenses. Employees may contribute money to these accounts on a pre-tax basis.

Health Reimbursement Arrangement (HRA) - The HRA VEBA Plan is a pre-retirement and post-retirement health reimbursement arrangement. The city makes tax-free contributions into the eligible employee's account.

Tax Deferred, 457 or 401k Plans - Eligible employees may elect to contribute pre-tax deductions for these retirement savings plans.

Employee Assistance Program (EAP) - Provides confidential counseling sessions for employees who experience personal, emotional or substance dependency problems. The city pays for the first session and additional counseling services will be referred through employee's medical plan.

Vacation & Sick Leave - Hours based on employee classification accrual rates and hours worked (see chart below).

Holidays - Specific holidays are designated paid time off. The city recognizes 11 paid holidays.

Tuition Reimbursement - Reimbursement within the constraints of the budget to employees for approved job-related educational courses at accredited colleges, universities and work-force centers.

Wellness Program - Program sponsoring ongoing wellness events including educational information, wellness contests, and flu shots.

Vacation and sick leave are earned at the following rate:

All City Employees Except Fire & Department Heads
1-3 years of service 8 hours per month
4-5 years of service 12 hours per month
6-10 years of service 16 hours per month
11+ years of service 20 hours per month
Sick leave is accumulated at 10 hours per month.
Fire Employees Only (56 Hr Employees)
1-3 years of service ½ shift (12 hours)
4-10 years of service ¾ shift (18 hours)
11-15 years of service (22 hours)
16+ years of service 1 shift (24 hours)
Sick leave is accumulated at 24 hours per month.
Fire Employees Only (40 Hr Employees)
1-3 years of service 8 hours per month
4-10 years of service 12 hours per month
11-15 years of service 16 hours per month
16+ years of service 20 hours per month
Sick leave is accumulated at 10 hours per month.